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AGG vs SCHZ: Performance & Backtest Comparison
AGG delivered the higher return - 2.14% CAGR vs 2.08% - over 2011-08-31 → 2026-06-30.
Growth comparison
Drawdown
Annual returns
| AGG | SCHZ | |
|---|---|---|
| Name | iShares Core U.S. Aggregate Bond ETF | Schwab US Aggregate Bond ETF |
| CAGR | 2.14% | 2.08% |
| Total return | 37.10% | 35.91% |
| Volatility | 4.51% | 4.58% |
| Max drawdown | -17.14%Oct 2022 | -17.34%Oct 2022 |
| Sharpe | 0.15 | 0.13 |
| Sortino | 0.19 | 0.17 |
| Best year | 8.46% | 8.64% |
| Worst year | -13.02% | -13.17% |
| Final balance | $13,710 | $13,591 |
Correlation of monthly returns: 0.99. Wondering if you need both? Check their fund overlap →
All figures are total returns: every dividend and distribution is reinvested on its ex-date, and prices are split-adjusted. See the methodology.
Frequently asked questions
Which has performed better, AGG or SCHZ?
Over 2011-08-31 to 2026-06-30, AGG performed better: 2.14% annualized versus 2.08% for SCHZ, with dividends reinvested. Past performance does not guarantee future results.
How similar are AGG and SCHZ?
Their monthly returns have a correlation of 0.99 over the common period. AGG is iShares Core U.S. Aggregate Bond ETF; SCHZ is Schwab US Aggregate Bond ETF.
Which is riskier, AGG or SCHZ?
Over the common period AGG had 4.51% annualized volatility and a -17.14% max drawdown, versus 4.58% and -17.34% for SCHZ.