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SCHB vs VT: Performance & Backtest Comparison

SCHB delivered the higher return - 13.97% CAGR vs 10.32% - over 2009-12-31 → 2026-07-31.

Growth comparison

Drawdown

Annual returns

SCHBVT
NameSchwab U.S. Broad Market ETFVanguard Total World Stock Index ETF
CAGR13.97%10.32%
Total return783.70%413.80%
Volatility14.88%14.78%
Max drawdown-24.86%Sep 2022-25.52%Sep 2022
Sharpe0.860.65
Sortino1.270.92
Best year33.20%26.82%
Worst year-19.45%-18.01%
Final balance$88,370$51,380

Correlation of monthly returns: 0.96. Wondering if you need both? Check their fund overlap →

All figures are total returns: every dividend and distribution is reinvested on its ex-date, and prices are split-adjusted. See the methodology.

Which has performed better, SCHB or VT?

Over 2009-12-31 to 2026-07-31, SCHB performed better: 13.97% annualized versus 10.32% for VT, with dividends reinvested. Past performance does not guarantee future results.

How similar are SCHB and VT?

Their monthly returns have a correlation of 0.96 over the common period. SCHB is Schwab U.S. Broad Market ETF; VT is Vanguard Total World Stock Index ETF.

Which is riskier, SCHB or VT?

Over the common period SCHB had 14.88% annualized volatility and a -24.86% max drawdown, versus 14.78% and -25.52% for VT.