vs
QQQ vs SCHD: Performance & Backtest Comparison
QQQ delivered the higher return - 19.20% CAGR vs 12.94% - over 2011-11-30 → 2026-07-31.
Growth comparison
Drawdown
Annual returns
| QQQ | SCHD | |
|---|---|---|
| Name | Invesco QQQ Trust, Series 1 | Schwab US Dividend Equity ETF |
| CAGR | 19.20% | 12.94% |
| Total return | 1234.31% | 502.24% |
| Volatility | 17.45% | 13.46% |
| Max drawdown | -32.70%Dec 2022 | -21.54%Mar 2020 |
| Sharpe | 1.01 | 0.86 |
| Sortino | 1.66 | 1.25 |
| Best year | 54.85% | 32.89% |
| Worst year | -32.70% | -5.56% |
| Final balance | $133,431 | $60,224 |
Correlation of monthly returns: 0.65. Wondering if you need both? Check their fund overlap →
All figures are total returns: every dividend and distribution is reinvested on its ex-date, and prices are split-adjusted. See the methodology.
Frequently asked questions
Which has performed better, QQQ or SCHD?
Over 2011-11-30 to 2026-07-31, QQQ performed better: 19.20% annualized versus 12.94% for SCHD, with dividends reinvested. Past performance does not guarantee future results.
How similar are QQQ and SCHD?
Their monthly returns have a correlation of 0.65 over the common period. QQQ is Invesco QQQ Trust, Series 1; SCHD is Schwab US Dividend Equity ETF.
Which is riskier, QQQ or SCHD?
Over the common period QQQ had 17.45% annualized volatility and a -32.70% max drawdown, versus 13.46% and -21.54% for SCHD.