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QQQ vs SCHD: Performance & Backtest Comparison
QQQ delivered the higher return - 19.96% CAGR vs 12.64% - over 2011-11-30 → 2026-06-30.
Growth comparison
Drawdown
Annual returns
| QQQ | SCHD | |
|---|---|---|
| Name | Invesco QQQ Trust, Series 1 | Schwab US Dividend Equity ETF |
| CAGR | 19.96% | 12.64% |
| Total return | 1342.79% | 472.66% |
| Volatility | 17.39% | 13.51% |
| Max drawdown | -32.58%Dec 2022 | -21.54%Mar 2020 |
| Sharpe | 1.05 | 0.83 |
| Sortino | 1.69 | 1.22 |
| Best year | 54.86% | 32.89% |
| Worst year | -32.58% | -6.20% |
| Final balance | $144,279 | $57,266 |
Correlation of monthly returns: 0.65. Wondering if you need both? Check their fund overlap →
All figures are total returns: every dividend and distribution is reinvested on its ex-date, and prices are split-adjusted. See the methodology.
Frequently asked questions
Which has performed better, QQQ or SCHD?
Over 2011-11-30 to 2026-06-30, QQQ performed better: 19.96% annualized versus 12.64% for SCHD, with dividends reinvested. Past performance does not guarantee future results.
How similar are QQQ and SCHD?
Their monthly returns have a correlation of 0.65 over the common period. QQQ is Invesco QQQ Trust, Series 1; SCHD is Schwab US Dividend Equity ETF.
Which is riskier, QQQ or SCHD?
Over the common period QQQ had 17.39% annualized volatility and a -32.58% max drawdown, versus 13.51% and -21.54% for SCHD.