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SCHD vs VYM: Performance & Backtest Comparison

SCHD delivered the higher return - 12.64% CAGR vs 12.57% - over 2011-11-30 → 2026-06-30.

Growth comparison

Drawdown

Annual returns

SCHDVYM
NameSchwab US Dividend Equity ETFVanguard High Dividend Yield ETF
CAGR12.64%12.57%
Total return472.66%468.07%
Volatility13.51%12.88%
Max drawdown-21.54%Mar 2020-23.97%Mar 2020
Sharpe0.830.86
Sortino1.221.21
Best year32.89%30.08%
Worst year-6.20%-5.91%
Final balance$57,266$56,807

Correlation of monthly returns: 0.96. Wondering if you need both? Check their fund overlap →

All figures are total returns: every dividend and distribution is reinvested on its ex-date, and prices are split-adjusted. See the methodology.

Which has performed better, SCHD or VYM?

Over 2011-11-30 to 2026-06-30, SCHD performed better: 12.64% annualized versus 12.57% for VYM, with dividends reinvested. Past performance does not guarantee future results.

How similar are SCHD and VYM?

Their monthly returns have a correlation of 0.96 over the common period. SCHD is Schwab US Dividend Equity ETF; VYM is Vanguard High Dividend Yield ETF.

Which is riskier, SCHD or VYM?

Over the common period SCHD had 13.51% annualized volatility and a -21.54% max drawdown, versus 12.88% and -23.97% for VYM.