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SCHB vs VTI: Performance & Backtest Comparison
SCHB delivered the higher return - 13.97% CAGR vs 13.88% - over 2009-12-31 → 2026-07-31.
Growth comparison
Drawdown
Annual returns
| SCHB | VTI | |
|---|---|---|
| Name | Schwab U.S. Broad Market ETF | Vanguard Total Stock Market ETF |
| CAGR | 13.97% | 13.88% |
| Total return | 783.70% | 771.94% |
| Volatility | 14.88% | 14.86% |
| Max drawdown | -24.86%Sep 2022 | -24.81%Sep 2022 |
| Sharpe | 0.86 | 0.86 |
| Sortino | 1.27 | 1.26 |
| Best year | 33.20% | 33.45% |
| Worst year | -19.45% | -19.51% |
| Final balance | $88,370 | $87,194 |
Correlation of monthly returns: 1.00. Wondering if you need both? Check their fund overlap →
All figures are total returns: every dividend and distribution is reinvested on its ex-date, and prices are split-adjusted. See the methodology.
Frequently asked questions
Which has performed better, SCHB or VTI?
Over 2009-12-31 to 2026-07-31, SCHB performed better: 13.97% annualized versus 13.88% for VTI, with dividends reinvested. Past performance does not guarantee future results.
How similar are SCHB and VTI?
Their monthly returns have a correlation of 1.00 over the common period. SCHB is Schwab U.S. Broad Market ETF; VTI is Vanguard Total Stock Market ETF.
Which is riskier, SCHB or VTI?
Over the common period SCHB had 14.88% annualized volatility and a -24.86% max drawdown, versus 14.86% and -24.81% for VTI.