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SPY vs VTI: Performance & Backtest Comparison
VTI delivered the higher return - 9.72% CAGR vs 9.46% - over 2001-07-31 → 2026-06-30.
Growth comparison
Drawdown
Annual returns
| SPY | VTI | |
|---|---|---|
| Name | State Street SPDR S&P 500 ETF Trust | Vanguard Total Stock Market ETF |
| CAGR | 9.46% | 9.72% |
| Total return | 857.41% | 915.52% |
| Volatility | 14.95% | 15.36% |
| Max drawdown | -50.78%Feb 2009 | -50.84%Feb 2009 |
| Sharpe | 0.57 | 0.57 |
| Sortino | 0.78 | 0.78 |
| Best year | 32.31% | 33.45% |
| Worst year | -36.79% | -36.99% |
| Final balance | $95,741 | $101,552 |
Correlation of monthly returns: 1.00. Wondering if you need both? Check their fund overlap →
All figures are total returns: every dividend and distribution is reinvested on its ex-date, and prices are split-adjusted. See the methodology.
Frequently asked questions
Which has performed better, SPY or VTI?
Over 2001-07-31 to 2026-06-30, VTI performed better: 9.72% annualized versus 9.46% for SPY, with dividends reinvested. Past performance does not guarantee future results.
How similar are SPY and VTI?
Their monthly returns have a correlation of 1.00 over the common period. SPY is State Street SPDR S&P 500 ETF Trust; VTI is Vanguard Total Stock Market ETF.
Which is riskier, SPY or VTI?
Over the common period SPY had 14.95% annualized volatility and a -50.78% max drawdown, versus 15.36% and -50.84% for VTI.