60/40 Portfolio
The classic balanced portfolio - 60% US stocks, 40% bonds. Backtested with estimated history to 1953.
S&P 500 Backfill (estimated to 1871)1871-02-28 → 2026-06-30Estimated from 1871 to SPY's 1993 inception using the S&P 500 total-return index (Robert Shiller), minus the fund's expense ratio, then chain-linked to the real SPY fund. The dashed part of the chart is estimated - an index proxy, not the fund's real record.
%
backfill estimated before SPY's 1993 inception, from the S&P 500 total-return index (Robert Shiller).
US Total Bond Backfill (Treasury proxy, estimated to 1953)1953-05-31 → 2026-06-30Estimated from 1953 to BND's 2007 inception using the 5-year Treasury yield (FRED) - a Treasury proxy that excludes credit spread, minus the fund's expense ratio, then chain-linked to the real BND fund. The dashed part of the chart is estimated - an index proxy, not the fund's real record.
%
backfill estimated before BND's 2007 inception, from the 5-year Treasury yield (FRED) - a Treasury proxy that excludes credit spread.
Total 100%
Data window 60/40 Portfolio: 1953-05-31 → 2026-06-30 · start: AGGX
Dashed = estimated before the fund existed (reconstructed from its tracked index): AGGX from 1953-05-31 · SP500X from 1871-02-28
Portfolio growth
60/40 Portfolio
CAGR9.10%
Max Drawdown-29.35%
Volatility8.38%
Sharpe0.60
Final balance$5,862,038
Total return58520.38%
Drawdown
Annual returns
More statistics
| 60/40 Portfolio | |
|---|---|
| Total Return | 58520.38% |
| Sortino | 0.83 |
| Best Year | 29.51% |
| Worst Year | -19.86% |
| Positive Months | 66.74% |
| Annualized Return (mean) | 9.09% |