Bill Schultheis Coffeehouse Portfolio
A 60/40 with six equal 10% equity slices tilted to value and small caps, plus 40% bonds.
S&P 500 Backfill (estimated to 1871)1871-02-28 → 2026-06-30Estimated from 1871 to SPY's 1993 inception using the S&P 500 total-return index (Robert Shiller), minus the fund's expense ratio, then chain-linked to the real SPY fund. The dashed part of the chart is estimated - an index proxy, not the fund's real record.
%
backfill estimated before SPY's 1993 inception, from the S&P 500 total-return index (Robert Shiller).
Vanguard Value ETF2004-02-29 → 2026-06-30click to change
%
US Small-Cap Backfill (estimated to 1926)1926-07-31 → 2026-06-30Estimated from 1926 to IWM's 2000 inception using US small-cap returns (Ken French), minus the fund's expense ratio, then chain-linked to the real IWM fund. The dashed part of the chart is estimated - an index proxy, not the fund's real record.
%
backfill estimated before IWM's 2000 inception, from US small-cap returns (Ken French).
Vanguard Small-Cap Value ETF2004-02-29 → 2026-06-30click to change
%
Developed ex-US Backfill (estimated to 1990)1990-07-31 → 2026-06-30Estimated from 1990 to EFA's 2005 inception using developed ex-US market returns (Ken French), minus the fund's expense ratio, then chain-linked to the real EFA fund. The dashed part of the chart is estimated - an index proxy, not the fund's real record.
%
backfill estimated before EFA's 2005 inception, from developed ex-US market returns (Ken French).
US Real Estate Backfill (estimated to 1926)1926-07-31 → 2026-06-30Estimated from 1926 to VNQ's 2004 inception using US real-estate industry returns (Ken French), minus the fund's expense ratio, then chain-linked to the real VNQ fund. The dashed part of the chart is estimated - an index proxy, not the fund's real record.
%
backfill estimated before VNQ's 2004 inception, from US real-estate industry returns (Ken French).
US Total Bond Backfill (Treasury proxy, estimated to 1953)1953-05-31 → 2026-06-30Estimated from 1953 to BND's 2007 inception using the 5-year Treasury yield (FRED) - a Treasury proxy that excludes credit spread, minus the fund's expense ratio, then chain-linked to the real BND fund. The dashed part of the chart is estimated - an index proxy, not the fund's real record.
%
backfill estimated before BND's 2007 inception, from the 5-year Treasury yield (FRED) - a Treasury proxy that excludes credit spread.
Total 100%
Data window Bill Schultheis Coffeehouse Portfolio: 2004-02-29 → 2026-06-30 · start: VTV
Dashed = estimated before the fund existed (reconstructed from its tracked index): AGGX from 1953-05-31 · INTLX from 1990-07-31 · REITX from 1926-07-31 · SMALLX from 1926-07-31 · SP500X from 1871-02-28
Portfolio growth
Bill Schultheis Coffeehouse Portfolio
CAGR6.80%
Max Drawdown-34.06%
Volatility10.30%
Sharpe0.53
Final balance$43,743
Total return337.43%
Drawdown
Annual returns
More statistics
| Bill Schultheis Coffeehouse Portfolio | |
|---|---|
| Total Return | 337.43% |
| Sortino | 0.66 |
| Best Year | 19.91% |
| Worst Year | -19.67% |
| Positive Months | 68.40% |
| Annualized Return (mean) | 7.14% |