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Scott Burns Couch Potato Portfolio

The original two-fund lazy portfolio - a dead-simple 50/50 split of total stock and total bond.

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US Total Market Backfill (estimated to 1926)1926-07-31 → 2026-06-30Estimated from 1926 to VTI's 2001 inception using the US total-market return (Ken French Data Library), minus the fund's expense ratio, then chain-linked to the real VTI fund. The dashed part of the chart is estimated - an index proxy, not the fund's real record.
%
backfill estimated before VTI's 2001 inception, from the US total-market return (Ken French Data Library).
US Total Bond Backfill (Treasury proxy, estimated to 1953)1953-05-31 → 2026-06-30Estimated from 1953 to BND's 2007 inception using the 5-year Treasury yield (FRED) - a Treasury proxy that excludes credit spread, minus the fund's expense ratio, then chain-linked to the real BND fund. The dashed part of the chart is estimated - an index proxy, not the fund's real record.
%
backfill estimated before BND's 2007 inception, from the 5-year Treasury yield (FRED) - a Treasury proxy that excludes credit spread.
Total 100%
Data window Scott Burns Couch Potato Portfolio: 1953-05-31 → 2026-06-30 · start: AGGX
Dashed = estimated before the fund existed (reconstructed from its tracked index): AGGX from 1953-05-31 · USTOTX from 1926-07-31

Portfolio growth

Scott Burns Couch Potato Portfolio
CAGR8.61%
Max Drawdown-24.00%
Volatility8.19%
Sharpe0.55
Final balance$4,211,685
Total return42016.85%

Drawdown

Annual returns

Scott Burns Couch Potato Portfolio
Total Return42016.85%
Sortino0.78
Best Year26.80%
Worst Year-17.22%
Positive Months65.60%
Annualized Return (mean)8.62%

Correlation

AGGXUSTOTX
AGGX1.000.21
USTOTX0.211.00